Truck Finance, Trade-Ins & Export

Used Truck Payment Options

A-Z Truck Sales offers several payment options to suit different buyer needs:

Cash purchase: Full payment via EFT or bank transfer. The fastest way to secure a truck.
Financing: Used truck finance through third-party lenders. Approval depends on credit history, deposit amount and vehicle condition.
Lay-by: Some trucks can be reserved with a deposit and paid off over an agreed period.
Export payment: International bank transfers and export letters of credit are accepted for cross-border buyers.

Contact our sales team to discuss the best payment option for your situation. We will explain the documentation required and help you through the process.

Trade-In Your Current Truck

Trading in your current truck can reduce what you need to finance or pay for your next vehicle. The trade-in process is straightforward:

Contact A-Z Truck Sales with your current truck’s details — make, model, year, mileage, body type and condition.
Send photos of the truck from all angles, including interior and any damage.
We assess the value based on market demand, condition, mileage and brand.
Receive a trade-in offer. If you accept, the value is deducted from your new purchase.
Complete the paperwork — we handle the ownership transfer.

Trade-in values depend on the vehicle’s condition, COF status, service history and current market demand. Well-maintained trucks with valid COF and service records attract higher trade-in offers.

See our sell your truck page for more details.

Export Requirements for Cross-Border Buyers

A-Z Truck Sales assists buyers from other African countries who want to purchase used trucks in South Africa for export. Here is what you need:

Proof of identity: Valid passport or national ID from your country.
Proof of residence: Utility bill or bank statement from your home country.
Export permit: South African export documentation as required by SAPS and Customs.
Bill of lading: For sea freight transport to your destination country.
Cross-border permit: For road transport through neighbouring countries.
Payment: International bank transfer in South African rand (ZAR) or agreed currency.

We can assist with arranging transport to the border or port of departure. Contact our team with your specific export requirements and we will advise on the process.

Frequently Asked Questions About Finance and Trade-Ins

Can I get finance for a used truck?

Yes, used truck finance is available through lenders approved by our dealership. The interest rate and terms depend on your credit profile, the truck age and the loan amount.

What deposit is required for used truck finance?

Deposit requirements vary by lender and your credit profile. Typically, buyers can expect to pay 10–30% of the purchase price as a deposit.

Can I trade in a truck I still owe money on?

Yes, but the outstanding finance must be settled before the trade-in can proceed. We can help you understand the settlement process with your current lender.

How long does it take to arrange used truck finance?

Finance approvals typically take 1–3 business days once the lender has received all required documentation. Having your documents ready speeds up the process.

Do you deliver exported trucks to the border?

Yes, we can arrange transport of purchased vehicles to any South African border post or port of departure. Transport costs are quoted separately.

Used Truck Finance, Trade-Ins and Export Questions